Regular Loan

Regular Loan

We understand that in these unprecedented times, our plans for travelling and have destination weddings have got postponed & new needs have emerged. A need for a safe and comfortable lifestyle, a need to have a safety net to tackle any unplanned/immediate requirement.
And to help you fulfil all these needs during these challenging times,Shree Jai ganesh Co-operative (Urban) Thrift & Credit Society Ltd. Society is ‘There For You’ with its Regular Loan facility.

Get Regular Loan Upto 2,00,000/- Max


  • 1.25% P.M (Reducing Rate Of Interest)


  • Must be a Member of the Society
  • Share Money & Compulsory Deposit (CD) should be 10% each of the total Loan Amount.
  • 2 Guarantors (Both the Guarantors should be the existing member of the society and should not be a defaulter).


  • Photo ID Proof (Any like Voter ID Card, Aadhar Card, PAN Card etc.)
  • Address Proof (Water/Electricity Bill Compulsory)
  • Passport Size Photos (2 Latest)
  • Income Proof (3 Months Payslip / Bank Statement, ITR File / Affidavit)
  • CTS Cheques (3 Blank Signatured AC Payee Cheques)
  • Rent Agreement & Water / Electricity Bill of Landlord Compulsory (In case of Tenant)


  • Loan Tenure will be minimum 12 months & maximum of 50 Months.
  • Processing Charges of 2% of the Loan Amount.
  • Non Payment of the EMI till the last date applicable will incur 1.50% Penalty Interest for that particular month on the member.